How To Link Delink Aadhaar Card with Post Office Accounts Online and Offline
Government of India has made it necessary to link or seed aadhar UID with post office various accounts which you have opened in your nearby branch. Those who don’t have prepared the UID, need to gain it or if there is any update pending then you should have to done it before time end.
Link Aadhaar Card with Post Office Savings Schemes PPF, Online and Offline
There are various kind of benefit of linking aadhar with post office account. There are many schemes which have been launched by the post office and the citizen can only get the benefits of those schemes only and only if there aadhar id is linkage is done with post office check book.
Different Ways Of Linking Addhar With Post Office Schemes
There are various method of seeding aadhar with post office scheme. Now you have to choose which one you want to prefer for your convenience. So, lets discuss these online and offline ways of seeding your UID and PO accounts.
Via Offline Method
It is very much easy to link aadhar to various schemes launched by Indian Postal Department time to time. So, follow the steps described below for the same.
1) For offline seeding you have to visit the nearest post office approved by Government of India along with post office passbook and UID.
2) Here ask for aadhaar linking delinking application form post office officials and completely fill that form as required.
3) Submit that filled application form and attach your aadhaar card with it.
4) An Acknowledgement number will be provided to you to verify your aadhar linkage delink process with Indian Post Bank Scheme.
5) Once your application is approved by postal department after that you will receive an confirmation message on your registered mobile number.
Via Online Method
For online seeding approach of your aadhaar with Indian Post Office Bank Accounts you need to follow some instructions listed below as
1) Go to online net banking enabled website of your bank log into your personal with help of provided user ID and password.
2) Check the “Registration Of Aadhar No” in home page section and select it
3) Mention your 12-digit long UID number here and check on confirm option
4) From the list choose your Postal bank account that you want to seed with UID number
5) To check your linkage delinking status of your application, visit on inquiry on portal home page.
Different Saving Schemes Started by Indian Postal Department
Post Office Saving Account Scheme
This is a saving account scheme like having an account in the bank. Beside that it is associated with post office. You can open only one account with your near by post office. And it can be easily transferable to other location too. This account can be opened for the children also. The rate of interest on this is 4% which is purely taxable and no TDS deduction is applicable on it. An annual deduction of 10k is applicable on total savings account interest under 80 TTA of TAX Act1961.
Post Office Monthly Income Yojana (PO-MIS Scheme)
This is the monthly income scheme which is applicable on total lump sum advance payment done by the applicant. Any one who is resident of India can open a MIS account in postal office in single or by jointly too. Any child above 10 years of age can open such account. Minimum and maximum investment limit in this is Rs 1500 to Rs 4.5 lakh. And for joint account this limit is up to Rs 9 lakh.
Post Office Recurring Deposit Scheme (RD Scheme)
This is fixed term plan for 5 years as monthly investment manner. And interest rate in this RD scheme is 7.3 % per year which is compounded quarterly. On completion of this account this can be further more maintained for next 5 years as per your need.
Kisan Vikas Patra
This scheme provides interest rate of 7.7% compounded yearly. You can take benefit of this scheme from any post office. The money you will invest in this will be doubled in 9 years and 4 months. You can invest your money in this like Rs 1000, Rs 5000, Rs 10,000, Rs 50,000, Rs 100000. The minimum investment amount is Rs 1000 and for maximum there is no limit.
Senior Citizen Savings Scheme
The minimum criteria for scheme the age of person should be 60 years. Maximum limit for investment in this scheme is Rs 15 lakh.
Public Provident Fund (PPF)
This scheme is for long term and can provide interest rate of 8 percent on yearly basis. You can start this account with amount of Rs 500 and goes for maximum of Rs 1.5 lakh for a year. Any one can open this account
National Saving Certificate
You can take benefits of this scheme for 5 years. The rate of interest in this scheme is 8% yearly and increased half yearly. You can start investment in this scheme from Rs 100. There is no maximum limit of investment in this scheme.
Sukanya Samriddhi Yojana
This scheme is only for the benefits of girls. Under this scheme you will able to get return of 8.5 % per yearly. The minimum and maximum limit in this scheme is Rs 250 and Rs 150000 per yearly.